My relative suggested that if I am purchasing in Lichfield I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Lichfield conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Lichfield around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning Lichfield.
Have purchased a a terraced house in Lichfield , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Lichfield conveyancing solicitor has been very slow, so I want to be certain that my name is registered.
As far as conveyancing in Lichfield is concerned, registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether it is in order and if the Land registry must send notices to any interested parties. At present roughly 80% of such applications are completed in less than three weeks but some can be subject to longer delays. Historically registration is effected once the buyer has moved in to the premises so post completion formalities is not always top priority yet where there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Lichfield differ for newly converted properties?
Most buyers of new build or newly converted property in Lichfield approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is completed. This is because house builders in Lichfield usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Lichfield or who has acted in the same development.
I am looking for a ground for flat up to £195,000 and identified one near me in Lichfield I like with amenity areas and transport links in the vicinity, the downside is that it's only got 61 years unexpired on the lease. I can't really find anything else in Lichfield for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a mortgage the shortness of the lease will likely be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.
Is it possible to swap firm as I need to instruct one who is on the Nottingham Building Society conveyancing panel. I was using a local conveyancing solicitor in Lichfield round the corner but he is not approved by Nottingham Building Society
It would be our pleasure to assist you find a conveyancing solicitor in Lichfield on the Nottingham Building Society panel. Please note that the conveyancers that we work with do not pay us commission if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Lichfield. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Lichfield.
We are 3 weeks into a residential purchase having been referred to a firm by the selling agent to execute conveyancing in Lichfield. I am am very frustrated with the level of service. Can you help me find new solicitors?
A solicitor would have to be very bad in order to consider replacing them. Has the mortgage been issued? If so you will need to inform them of the replacement solicitor and have the mortgage documents are re-issued. Your new solicitor ideally should be on the banks approved list to avoid added charges and delays. That should be your first question of the new solicitors. Our search tool will help you find a lender approved conveyancer for your conveyancing in Lichfield