Are you able to recommend a Yorkshire Building Society approved Leigh conveyancing lawyer finish our house move within less than a month? Am I best advised to go for a local Leigh solicitor or a nationwide comparison site?
We would be happy to suggest some excellent Leigh conveyancing firms. You can also walk up the high street in Leigh. Visit a couple of law practices and request to see a conveyancing solicitor for a costs illustration. Explain your expectations together with your reasons and ask for an assurance on your deadline. Select the one that genuine.
Should my conveyancer be making enquiries about flooding as part of the conveyancing in Leigh.
Flooding is a growing risk for solicitors carrying out conveyancing in Leigh. There are those who purchase a property in Leigh, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Solicitors are not qualified to offer advice on flood risk, but there are a numerous checks that can be undertaken by the purchaser or on a buyer’s behalf which can figure out the risks in Leigh. The conventional set of property information forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the seller to determine whether the property has suffered from flooding. In the event that flooding has previously occurred and is not revealed by the owner, then a buyer may bring a legal claim for losses resulting from an incorrect response. The buyer’s solicitors should also commission an environmental report. This will disclose if there is any known flood risk. If so, additional inquiries will need to be initiated.
I own a renovated Georgian house in Leigh. Conveyancing solicitor represented me and Halifax. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Leigh and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing solicitor who conducted the purchase.
I'm purchasing my first flat in Leigh with a mortgage from Bank of Scotland. The sellers would not reduce the price so I negotiated 6k of extras instead. The house builders rep advised me not disclose to my lawyer about this deal as it will impact my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Leigh is the location of the property. What do you suggest?
Flying freeholds in Leigh are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Leigh you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Leigh may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My brother has encouraged me to instruct his conveyancing solicitors in Leigh. Should I use them?
Much as we are happy to recommend a Leigh conveyancing lawyer it’s preferable to choose a conveyancing lawyer is to get recommendations from friends or relatives who have actually experience in using the firm you're considering.