I chose a local solicitor for our conveyancing in Ingatestone yesterday. Reviewing the Ts and Cs I seeI am liable for fees even if the sale doesn't happen. Would I be best advised to use an on-line lawyer promoting no completion no cost conveyancing in Ingatestone?
It is usually ‘give and take’ in that if "No Sale No Fee" is offered then the fee levels will tend to be be uplifted to offset the cases that abort. Please beware that such deals generally do not cover outlay by way of example Ingatestone conveyancing search costs.
Having sold my house in Ingatestone last October yet the purchaser is calling daily to say his solicitor needs to hear from mine. What should my lawyer have done now that I have sold?
Post completion of your house sale your lawyer should send the transfer documentation and all supplemental paperwork to the buyer’s lawyers. If applicable, your solicitor must also confirm that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There is unlikely to be post completion requirements specific conveyancing in Ingatestone.
I am buying a 3 bedroom semi in Ingatestone. Our aim is to carry out a loft conversion at the house.Will legal investigations on the property involve checks to ascertain if these works were previously refused?
Your solicitor should check the registered title as conveyancing in Ingatestone can occasionally reveal restrictions in the title deeds which prohibit categories of works or need the consent of a 3rd party. Many works need local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
I have paid off my mortgage with Nottingham. I assume I don't need a Ingatestone lawyer on the Nottingham panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Bank of Ireland are being problematic. The Ingatestone solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a property in Ingatestone? or I am told that there is a law dating back centuries that means some homeowners residing in a parish church boundary may be liable to contribute towards maintenance to the chancel in proximity to the church. Is this suitable for conveyancing in Ingatestone?
Unless a prior acquisition of the house took place post 12 October 2013 you could take it that lawyers conducting conveyancing in Ingatestone to continue to propose a a chancel search and or chancel repair liability insurance.
How does conveyancing in Ingatestone differ for newly converted properties?
Most buyers of new build premises in Ingatestone contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is finished. This is because builders in Ingatestone tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ingatestone or who has acted in the same development.
I was pointed in your direction by a couple of local estate agents in Ingatestone to find a property lawyer on your site. Is there a financial incentive for Estate Agents to recommend your site rather than another?
We don’t make any referral fee for directing people in our direction. We thought it would be too underhand to pay a commission as members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.