Can conveyancing in Hungerford to be finalised in under two weeks?
First, If you are under a tight deadline for your conveyancing it is highly recommended that your solicitor is familiar with the location as they will make use of local connections and insight. It is possible that they may have handled previoushouses in the same road. Therefore consider using a Hungerford conveyancing firm. Second, check that the conveyancing firm is on the member panel. It is said that just under twenty per cent of Hungerford conveyancing transactions are suspended or derailed after finding out that a purchaser’s solicitor was not on their banks member panel. This can often result in the buying process being delayed by as much as three weeks. It is understood that this issue impacts in the region of 100,000 home moves every year. Many Hungerford conveyancing firms can not represent certain banks so do check at the outset.
It is a dozen years since I acquired my house in Hungerford. Conveyancing lawyers have now been instructed on the sale but I am unable to find my deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be retained by your lender or they could stored with the lawyers who oversaw the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Hungerford relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.
My lawyer in Hungerford is not on the The Mortgage Works Solicitor Panel. Is it possible for me to use my prefered solicitor even though they are excluded from the The Mortgage Works list of approved lawyers?
The limited options open to you here include:
- Complete the purchase with your preferred Hungerford lawyers but The Mortgage Works will need to retain a lawyer on their panel. This will inevitably rack up the total legal fees and cause delays.
- Choose an alternative lawyer to to deal with the conveyancing, obviously checking they are Convince your lawyer to use their best endeavours to join the The Mortgage Works conveyancing panel
What makes your site different to alternative online quote calculators when it comes to conveyancing in Hungerford?
At this site receive an accurate quote via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Hungerford. As opposed to estate agents and brokerage sites we do not charge firms a fee if you choose them for your property ownership legalities in Hungerford
Back In 2001, I bought a leasehold house in Hungerford. Conveyancing and Clydesdale mortgage organised. I have received a letter from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1994. The conveyancing solicitor in Hungerford who acted for me is not around. Do I pay?
The first thing you should do is make enquiries of HMLR to make sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Hungerford conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Hungerford Conveyancing for Leasehold Flats - Examples of Queries Prior to buying
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What is the yearly maintenance fee and ground rent? Most Hungerford leasehold flats will have a service bill for the upkeep of the building invoiced by the landlord. If you purchase the property you will have to pay this contribution, normally in instalments accross the year. This can differ from a few hundred pounds to thousands of pounds for buildings with lifts and large communal grounds. In all likelihood there will be a rentcharge for you to pay annual, normally this is not a exorbitant figure, say around £25-£75 but you should to check it because on occasion it could be many hundreds of pounds. Are there any major works in the planning that will likely increase the service costs?
Would local authority consent be required to change a house into two flats in Hungerford? This has occurred to a property adjacent to my house in Hungerford and was ignorant of the conversion until the works were done.
Planning Permission yes. Building Reg Approval yes.