I am hoping to receive a offer of a home loan from Nat West. I hope to instruct a Licensed Conveyancer in Horfield. Does the Nat West Solicitor panel allow for Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I require conveyancing for a flat in a relatively new development (five years built) in Horfield. 95% of the flats have already been disposed of. Do I need carry out the neighbourhood searches for my conveyancing in Horfield?
If you getting a mortgage, your mortgage company will need some (many) of the searches so you'll have no choice. If not, then Horfield conveyancing searches are for you to decide upon. Your solicitor, will ’encourage’, perhaps strongly, that you should have the searches done, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you demand that your lawyer to proceed without searches then your lawyer will have to follow your instructions or it may be necessary to find a new lawyer for your conveyancing in Horfield.
It has been 3 months following my purchase conveyancing in Horfield concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been on the look out for a ground for flat up to £235,500 and identified one close by in Horfield I like with open areas and transport links in the vicinity, however it only has 52 remaining years left on the lease. There is not much else in Horfield suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a home loan that many years will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.
Are there any apps to help identify a Horfield solicitor on the Accord Mortgages Ltd conveyancing panel? I am a keen cyclist and am happy to travel upto 20kilometers to meet the conveyancer.
You can use the tool on this website. Please choose the mortgage company and your location and you will see a number of Horfield conveyancing lawyers based on proximity. We have detailed some Horfield conveyancing firms at the bottom of this page and you can contact them to see if they are on the Accord Mortgages Ltd member panel
We're new to the buying process - agreed a price, but the property agent told us that the vendor will only issue a contract if we instruct their recommended lawyers as they need an ‘expedited deal’. We would rather use a family solicitor accustomed to conveyancing in Horfield
It is highly unlikely the sellers are behind this. Should the owner want ‘a quick sale', turning down a serious purchaser is going to damage their objectives. Try to communicate with the owners directly and make sure they comprehend that (a)you are genuine purchasers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you intend to appoint your preferred Horfield conveyancing firm - not the ones that will earn their estate agent a commission or achieve conveyancing thresholds set by corporate headquarters.