My husband and I are hoping to acquire a 2 bedroom apartment in Hathern with a mortgage. We like our Hathern lawyer, but the lender says he's not on their "panel". It seems we have little option but to instruct one of the bank panel conveyancing practices or retain our Hathern lawyer as well as pay for one of their panel ones to act for them. This feels very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Hathern conveyancing lawyer to apply to be on the conveyancing panel.
Can your site be used to locate a Conveyancing solicitor in Hathern even where I’m not buying or selling a house, for example where I wish to acquire an office in Hathern with a mortgage from HSBC Bank?
Our comparison service is predominantly there to find domestic conveyancing solicitors in Hathern but we have recorded at the bottom of this page a selection of Hathern commercial conveyancing firms. You should make contact with the firm directly to check if they can also act for HSBC Bank
My mortgage company has suggested solicitors on their panel based in Hathern but I would rather instruct a conveyancing lawyer in Hathern local to me. Are you able to assist?
The minority of Hathern conveyancing solicitors are approved and listed on all lender’s conveyancing panel. Use the above find an approved solicitor tool to find a Hathern conveyancing conveyancer on the on the lender panel.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Hathern?
There are many registered licenced Conveyancers in Hathern and Solicitor practices in Hathern who provide Conveyancing services It is important to make clear that both are regulated professionals specialising in the legal aspects of the home buying process. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
How can we tell if a Hathern conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Hathern obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer conducting your conveyancing.
We expect to receive a DIP from Santander this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Santander recommend any Hathern solicitors on the Santander conveyancing panel, or is it better to go independently?
You will need to appoint Hathern solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
I'm refinancing my existing house to a BTL loan with Yorkshire Building Society and intend to use the remaining equity towards further house. The area we are interested in is Hathern. Will your solicitors be able to act for both sets of lenders and link together the transactions?
Do use our search tool on this site to ensure that the solicitors are on the appropriate lender panels. On the basis that they are your solicitor should be able to connect the two conveyancing matters but you should talk with you lawyer and specify your expectations and requirements.
I am using a search engine for the words conveyancing in Hathern it reveals many property lawyersin the area. With so much choice what is the best way to find the right solicitor for me?
The preferential method of finding the right conveyancer is via trusted testimonial, so enquire of friends and those you trust who have acquired a property in Hathern or a reputable estate agent or mortgage broker. Costs for conveyancing in Hathern vary, so it's sensible to request at least four quotes from varying types of companies. Make sure that you know what costs in the quote includes.