It has taken forever and a day but a mortgage agreement from Nationwide for the remortgage of my 3 room flat is due within the next few days. Are you able to put forward a cheap conveyancing practitioner in Harrow?
You have come to the wrong place to search for the cheapest conveyancing solicitors in Harrow. We can offer you affordable conveyancing but we do not aim to work with the cheapest lawyers. Do not be fooled by companies teasing you with £99 conveyancing in Harrow. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst you will end up invoiced for extras and still not get the service expected.
I am the registered owner of a freehold house in Harrow but nevertheless pay rent, why is this and what is this?
It is rare for properties in Harrow and has limited impact for conveyancing in Harrow but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.
Will my conveyancer be asking questions regarding flooding as part of the conveyancing in Harrow.
The risk of flooding is if increasing concern for solicitors specialising in conveyancing in Harrow. Plenty of people will buy a house in Harrow, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Solicitors are not best placed to offer advice on flood risk, but there are a numerous checks that can be undertaken by the buyer or on a buyer’s behalf which will figure out the risks in Harrow. The standard completed inquiry forms supplied to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard question of the owner to discover if the property has suffered from flooding. If flooding has previously occurred which is not notified by the seller, then a buyer could bring a legal claim for losses as a result of such an incorrect reply. A buyer’s solicitors may also order an environmental search. This will indicate whether there is a recorded flood risk. If so, more detailed inquiries should be conducted.
I used Action Conveyancing several years ago for my conveyancing in Harrow. Now, I need my documents but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harrow of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build apartment in Harrow. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Harrow
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
Due to the input of my in-laws I had a survey completed on a property in Harrow in advance of retaining conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders will refuse to give a mortgage on this type of property.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you e-mail us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Harrow. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Harrow to see if the conveyancing costs will increase in light of this.