Can your site be used to recommend a Conveyancing solicitor in Halifax even if I’m not purchasing or selling a house, for instance where I wish to buy a shop in Halifax with a loan from TSB?
The service is primarily utilised to get a quote from domestic conveyancing solicitors in Halifax but we have recorded towards the bottom of this page some Halifax commercial conveyancing firms. You should speak with the firm directly to see if they are also authorised to represent TSB
Can you clarify what the consequences are if my solicitor is removed from the Lloyds Solicitor panel ahead of completing my conveyancing in Halifax?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
Can I be sure that the Halifax conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in Halifax seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your conveyancing.
We are getting the release of further monies on our home loan from Barclays as we intend to carry out renovations to our house in Halifax. Are we obliged to select a local Halifax solicitor on the Barclays conveyancing panel to handle the paperwork?
Barclays would not normally appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Barclays panel.
Planning on purchasing a apartment in Halifax. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Halifax conveyancer is on the Barclays conveyancing panel.
A colleague suggested that if I am purchasing in Halifax I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Halifax conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Halifax around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Halifax.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Halifax is the location of the property. Is there any advice you can give?
Flying freeholds in Halifax are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Halifax you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Halifax may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Last October I purchased a leasehold house in Halifax. Am I liable to pay service charges for periods before my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Halifax - A selection of Queries Prior to buying
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The answer will be helpful as a) areas can result in problems in the building as the common areas may begin to deteriorate where repairs remain unpaid b) if the tenants have a dispute with the running of the building you will want to have all the details Plenty Halifax leasehold apartments will have a service bill for maintenance of the block set on behalf of the landlord. Should you buy the flat you will have to pay this liability, normally quarterly accross the year. This could differ from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal areas. In all likelihood there will be a rentcharge for you to pay annual, ordinarily this is not a exorbitant sum, say approximately £25-£75 but you should to enquire as sometimes it can be many hundreds of pounds. If a Halifax lease has less than eighty years it will impact the marketability of the flat. Check with your bank that they are willing to to proceed given the lease term. Leases with less than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of how much this would cost. For most Halifaxlease extensions you will be be obliged to have been the owner of the property for a couple of years in order to be entitled to exercise a lease extension.