I am expecting a mortgage offer from Santander. I intend to retain the legal services of a Licensed Conveyancer in Hackney. Does the Santander Solicitor panel include Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We see that you have a search directory listing firms on the Skipton conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Hackney?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hackney.
My Solicitor in Hackney is not on the National Westminster Bank Conveyancing Panel. Can I still use my prefered solicitor even though they are not on the National Westminster Bank panel of approved conveyancing solicitors?
The limited options open to you here include:
- Carry on with your preferred Hackney solicitors but National Westminster Bank will need to instruct a solicitor on their panel. This will result in additional overall conveyancing fees and result in frustration.
- Get a new lawyer to act in the purchase, remembering to check they are Convince your conveyancer to do everything within their powers to join the National Westminster Bank conveyancing panel
A colleague recommended that if I am buying in Hackney I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Hackney conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Hackney around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hackney Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Hackney.
Taking into account that I will soon part with over three hundred thousand on a garden flat in Hackney I wish to talk to a lawyer regarding thetransaction ahead of appointing the firm. Can this be arranged?
Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer who will be doing your property ownership legalities in Hackney.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Hackney should be the amount on the final invoice that you are charged.
Planning to complete next month on a garden flat in Hackney. Conveyancing lawyers assured me that they will have a report out to me next week. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Hackney should include some of the following:
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Responsibility to repair and maintain the block. It is essential that you know who is duty bound to repair and maintenance of every part of the building Do you need to have carpet in the flat or are you allowed wood flooring? Whether your lease has a provision for a sinking fund? What options are open to you if another leaseholder in the building is in violation of a provision in their lease? You should receive a copy of the lease
Following years of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Hackney. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Where there is a missing freeholder or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to determine the amount due.
An example of a Freehold Enfranchisement case for a Hackney residence is 150 Amhurst Road in December 2013. The tribunal concluded that the premium to be paid by the applicant for the enfranchisement of the subject property was £43,500. This case was in relation to 4 flats. The unexpired term as at the valuation date was 90 (or thereabouts).