Can you help? My Frenchay Common lawyer is informing me me that he is legally obliged toconduct Frenchay Common conveyancing searches becausethe firm are on the Nat Westsolicitor panel. Is my lawyer correct?
You have limited options available to you. As you are obtaining a home loan with a lender your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Frenchay Common conveyancing searches.
When it comes to mortgage companies such as Clydesdale, do Frenchay Common solicitors face a fee to be on the list of approved solicitors?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
We are getting a further advance on our home loan from Nottingham as we wish to conduct renovations to our house in Frenchay Common. Are we obliged to choose a bricks and mortar Frenchay Common solicitor on the Nottingham conveyancing panel to handle the paperwork?
Nottingham would not normally appoint a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham list.
Completion of my purchase has taken place for my property in Frenchay Common. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have todayfound out that Stirling Law have closed. They conducted my conveyancing in Frenchay Common for a purchase of a freehold house 18 months ago. How can I be sure that the property is not still registered in the name of the previous owner?
The quickest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Frenchay Common conveyancing specialists.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Frenchay Common is the location of the property. Can you shed any light on this issue?
Flying freeholds in Frenchay Common are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Frenchay Common you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Frenchay Common may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been recommended by two or three local property agents in Frenchay Common to choose a solicitor using your seach tool. Is there a financial incentive for Estate Agents to market your services rather than another?
We refuse to offer any financial incentive for directing people our way. We thought it would be too underhand a fee because a client could think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
My mum and dad are unable to locate their Frenchay Common property on the HMLR site. They recall that sixty years ago when they purchased the property there were complications concerning Frenchay Common not being recognised in some systems.
Almost all residences in Frenchay Common should appear. Have you limited your search to just the postcode. Ordinarily it should reveal all the residences within the postcode. Where registered it will show up with a title number. Where they bought 48 years ago it's conceivable it may be not yet registered. The address may still be revealed but with the title number shown 'na'. In this scenario you will need to locate the original title deeds which might be with your parent’s bank.