I am hoping to receive a offer of a home loan from Nat West. I would like to retain the legal services of a Licensed Conveyancer in Fortis Green. Does the Nat West Solicitor panel include conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are acquiring a new build flat in Fortis Green and my conveyancer is telling me that she is duty bound to the bank to reveal incentives from the builder. I am on a tight deadline to sign contracts and I don't want to prolong the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
A colleague pointed out to me me that in buying a property in Fortis Green there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Fortis Green which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Fortis Green should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My husband and I have organised the release of further monies on our mortgage from TSB as we intend to carry out improvements to our house in Fortis Green. Are we obliged to choose a bricks and mortar Fortis Green solicitor on the TSB conveyancing panel to handle the legals?
TSB do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.
I am due to exchange contracts on my flat. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Skipton are being problematic. The Fortis Green solicitor who is on the Skipton conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
The deeds to our home are lost. The conveyancers who handled the conveyancing in Fortis Green 5 years ago no longer exist. Will I be able to sell the house?
You no longer need to have the physical deeds to evidence that you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
Is it best to choose a Fortis Green conveyancing practitioner who is local to the property I am purchasing? An old friend can handle the legal formalities but his firm is located 200kilometers drive away.
The primary upside of using a local Fortis Green conveyancing practice is that you can visit the firm to execute documents, deliver your identification documents and pester them where appropriate. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust instructed your friend and on the whole were content that should trump using an unknown Fortis Green conveyancing lawyer just because they are based in the area.
Are all Fortis Green conveyancers on every lender conveyancing panel?
You can use our search tool or you can go into your high street bank branch in Fortis Green. the probability is that they will be in a position to suggest some approved conveyancing solicitors in Fortis Green