What is the best way to find the right solicitor who will supply a high level service for our conveyancing in Coombe Warren?
Option 1 is to ask your friends and family who they used in the past and if they were happy with the service.
Option 2 is to use a search tool on the web for conveyancing in Coombe Warren. Pick up the phone to two or three listed and request that they forward you their conveyancing charges and discuss your needs with the solicitor who will conduct your conveyancing beforemaking your choice.
Option 3 is to make use of our search tool to assist you in finding the right solicitors for you based on your individual requirements including the type of property,deadlines, complexity and who the proposed mortgage company is. Do not be teased by low cost conveyancing in Coombe Warren
I purchased a freehold house in Coombe Warren but still charged rent, why is this and what is this?
It’s unusual for properties in Coombe Warren and has limited impact for conveyancing in Coombe Warren but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
We intend to purchase a purpose built flat in Coombe Warren with a mortgage from Lloyds TSB Bank.We have a Coombe Warren conveyancing practitioner but Lloyds TSB Bank advised that his firm is not listed on their approved list of firms. It seems we have no choice but to instruct a Lloyds TSB Bank panel solicitor or keep our preferred solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; Can we not simply insist that Lloyds TSB Bank use our lawyer?
No, not really. The mortgage offered to you is subject to its various provisions, one of which will be that lawyers needs to be on the Lloyds TSB Bank approved list. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Lloyds TSB Bank
A relative suggested that where I am purchasing in Coombe Warren I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your Coombe Warren conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Coombe Warren around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Coombe Warren Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Coombe Warren Education with maps and statistics, Local Amenities and other useful data concerning Coombe Warren.
We're FTB’s - agreed a price, but the agent has warned us that the owners will only move forward if we appoint their chosen solicitors as they need a ‘quick sale’. My instinct tells me that we should use a local solicitor used to conveyancing in Coombe Warren
We suspect that the owner is unaware of this requirement. Should the seller desire ‘a quick sale', taking such a hostile approach to a motivated buyer is not the way to achieve this. Try to communicate with the owners directly and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)but you will continue to appoint your preferred Coombe Warren conveyancing firm - not the ones that will give the estate agent a kickback or meet his conveyancing targets demanded by senior management.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.