I am hoping to receive a mortgage with Lloyds. I would like to use a Licensed Conveyancer in Clun. Does the Lloyds Conveyancing panel allow for conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Should commercial conveyancing searches reveal impending roadworks that may impact a commercial premises in Clun?
Its becoming the norm that commercial conveyancing solicitors in Clun will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Clun. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Clun.
For every commercial conveyancing transaction in Clun it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Clun commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Clun.
4 months have elapsed following my purchase conveyancing in Clun completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the encouragement of my in-laws I had a survey completed on a property in Clun prior to retaining solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks tend refuse to grant a loan on this type of premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Clun. Conveyancing will be smoother if you use a solicitor in Clun especially if they regularly deal with such properties in Clun.
Our conveyancer has advised that he intends to complete and exchange simultaneously on the sale of our £200,000 garden flat in Clun in just under a week. The management company has quoted £312 for Landlord’s certificate, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge such fees for a flat conveyance in Clun?
For most leasehold sales in Clun conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Addressing pre-exchange questions
Where consent is required before sale in Clun
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Leasehold Conveyancing in Clun - Examples of Queries before buying
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It would be prudent to investigate if there are any onerous restrictions in the lease. For example some leases prohibit pets being allowed in certain buildings in Clun. If you love the apartmentin Clun yet your dog is not allowed to make the move with you then you will be faced hard compromise. What is the service charge and ground rent on the apartment? It would be wise to find out as much as possible regarding the company managing the block as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you are often at the mercy of the managing agents from a financial perspective and when it comes to day to day matters like the cleanliness of the communal areas. You should not be afraid to ask prospective neighbours if they are happy with them. On a final note, find out the dates that you are obliged pay the service charge to the managing agents and specifically what you get for your money.
If instructed can a conveyancer remove a name from the title of my home in Clun ?
Extracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer