I am 4 weeks into the sale of my maisonette in Chorlton cum Hardy and the EA has just text me to warn that the purchasers are swapping solicitor. I am told that this is due to the fact that the mortgage company will only work with property lawyers on their conveyancing panel. On what basis would a major mortgage company only deal with certain lawyers rather the firm that they want to choose for their conveyancing in Chorlton cum Hardy ?
Banks have always had panels of law firms that can represent them, but in the past few years big names such as Lloyds Banking Group, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for many years.
Mortgage companies attribute this action to a rise in fraud by way of justification for the cull – criteria have been tightened as a smaller panel is easier to keep an eye on. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The buyers are unlikely to have any sway in the decision.
I have been recommended a conveyancing solicitor in Chorlton cum Hardy. I I would like to check if they are accepted on the Barnsley Building Society conveyancing panel. Can you advise?
You should e-mail your lawyer and ask them if they are on the lender panel. Otherwise you can get in touch with Barnsley Building Society who may be able to assist.
I am buying a property and the lawyer has referenced Chancel Repair for which the property may be obligated to pay as it falls into the area of such a church. He has recommended insurance. Is this really necessary for conveyancing in Chorlton cum Hardy
Unless a prior acquisition of the premises completed post 12 October 2013 you could take it that solicitors handling conveyancing in Chorlton cum Hardy to remain encouraging a chancel search and or insurance against a claim.
I used Wolstenholmes a few years ago for my conveyancing in Chorlton cum Hardy. Now, I need the files but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chorlton cum Hardy of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Chorlton cum Hardy is the location of the property. Can you offer any advice?
Flying freeholds in Chorlton cum Hardy are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chorlton cum Hardy you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chorlton cum Hardy may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Can a conveyancer remove someone from the title of my home in Chorlton cum Hardy ?
Removing or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a conveyancer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer