Recently been in touch with my conveyancing lawyer in Chipstead who conducted the legals two years ago requesting a conveyancing estimate based on the same type of house move (a leasehold residence and a freehold premises) of almost identical values with a mortgage from Birmingham Midshires. I am now being quoted double. Stick with what I know or should I seek out a cheaper online firm of conveyancing solicitor?
The charges seem a tad high. If you you were to look around you could reduce the fees slightly by perhaps £125. On the other hand, if you were pleased with the assistance the firm offered you couldcome to rue opting for an an untested conveyancer. Don't forget to be sure that the firm can represent Birmingham Midshires. You can use our search tool to find a Chipstead conveyancing firm on the Birmingham Midshires approved list of lawyers, which can often include conveyancing solicitors in Chipstead.
My husband and I are buying a new build duplex in Chipstead and my lawyer is advising me that she has to the lender to reveal incentives from the seller. I am nearing the developer’s deadline to sign contracts and I would rather not delay deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We are planning to acquire a house and require a conveyancing solicitor in Chipstead who is on the Santander approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Chipstead.
Me and my brother have a renovated Edwardian property in Chipstead. Conveyancing practitioner acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chipstead and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing lawyer who conducted the conveyancing.
I need to appoint a conveyancing solicitor for residential conveyancing in Chipstead. I've chance upon a site which seems to have the perfect offering If there is a chance to get all formalities done via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
We have AIP from Santander who said that they will lend up to £350k. When do I need to instruct a practitioner for conveyancing? Chipstead is where we are purchasing.
You can appoint a conveyancer now so that the solicitor can open the ledger so they can do their AML checks etc. As and when you wish them to commence work you will be asked for a payment on account normally about £175. That would normally be after you have the mortgage offer and valuation report, however should you wish to expedite matters you can start sooner even though you may be risking some money.