We are looking to buy a flat and need a conveyancing solicitor in Chigwell who is on the Lloyds approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Chigwell.
We are selling our home in Chigwell and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers used a nationwide conveyancing practice as opposed to a conveyancing solicitor in Chigwell. Having lived in Chigwell for six years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification need.
It sounds as though you may have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I decided to have a survey completed on a property in Chigwell ahead of instructing conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some banks may refuse to issue a mortgage on this type of house.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chigwell. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chigwell to see if the conveyancing costs will increase in light of this.
My husband and I are FTB’s - had an offer accepted, yet the selling agent informed us that the vendor will only issue a contract if we use the agent's preferred solicitors as they want a ‘quick sale’. My instinct tells me that we should use a local conveyancer used to conveyancing in Chigwell
It is unlikely the owners are behind this. If they require ‘a quick sale', taking such a hostile approach to a motivated purchaser is counter productive. Try to communicate with the sellers directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you are going to use your own,trusted Chigwell conveyancing lawyers - rather thanthose that will earn the negotiator at the agency a commission or meet his conveyancing figures pre-set by senior management.
I've found a house that appears to meet my requirements, at a reasonable figure which is making it all the more appealing. I have since discovered that it's a leasehold as opposed to freehold. I am assuming that there are issues buying a house with a leasehold title in Chigwell. Conveyancing lawyers have are about to be appointed. Will they explain the issues?
Most houses in Chigwell are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are buying in Chigwell in which case you should be looking for a Chigwell conveyancing practitioner and be sure that they are used to dealing with leasehold houses. As a matter of priority you will need to check the number of years remaining. As a lessee you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example obtaining the freeholder’spermission to carry out alterations. You may also be required to pay a maintenance charge towards the maintenance of the estate where the house is part of an estate. Your lawyer will report to you on the legal implications.
I am the registered owner of a a ground floor purpose built flat in Chigwell. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for the purchase of the freehold?
Where there is a absentee landlord or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to assess the sum to be paid.
An example of a Freehold Enfranchisement decision for a Chigwell property is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case was in relation to 2 flats. The unexpired term as at the valuation date was 69.26 years.
Am in the process of purchasing my first house in Chigwell. Conveyancing practitioner already chosen. The mortgage adviser advised that a survey is not needed as the property is just fifteen years old.
You would be well advised to undertake a Home Buyer's Report. Given the residence was constructed over a decade ago the property will not benefit from a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report could suffice. The report should highlight any apparent problems and recommend further investigation where relevant. Where there are any signs of material issues get a comprehensive Building Survey from the beginning.