It has come to my attention via my mortgage broker that my Chaddesley Corbett solicitor is not on the bank Conveyancing panel. How can I be sure that this is correct?
The first thing you need to do is to contact your Chaddesley Corbett lawyer directly. You lawyer should advise you what has happened. If they are not on the panel they may recommend you to a Chaddesley Corbett conveyancing firm that is on the approved list of lawyers for your mortgage company.
My partner and I have recently bought a property in Chaddesley Corbett. We have noticed several problems with the property which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that needed to have been conducted as part of conveyancing in Chaddesley Corbett?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Chaddesley Corbett. Conveyancing searches and investigations initiated during the buying process are supposed to help avoid problems. As part of the legal transfer of property, a seller answers a form referred to as a Seller’s Property Information Form. If the information ends up being incorrect, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Chaddesley Corbett.
Having sold my house in Chaddesley Corbett last January but our buyer keeps calling every few hours to say his solicitor needs to hear from mine. What should my lawyer have done now that I have sold?
Following your sale your conveyancer is duty bound to send the transfer documentation and all of the paperwork to the purchaser's lawyers. Where appropriate, your conveyancer must also send confirmation that the mortgage has been paid off to the buyers lawyers. There are no post completion procedures specific conveyancing in Chaddesley Corbett.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Chaddesley Corbett so that I can pop in to their offices when needed.
Whereas this was necessary ten years ago, most mortgage companies no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to hand over identification documents and there are still distinct benefits to using a local ayer, in your situation a conveyancing solicitor in Chaddesley Corbett.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Chaddesley Corbett is the location of the property. Is there any guidance you can impart?
Flying freeholds in Chaddesley Corbett are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chaddesley Corbett you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chaddesley Corbett may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been pointed in your direction by a number of selling agents in Chaddesley Corbett to find a solicitor on your site. What’s the financial inducement for Estate Agents to market your lawyers ahead of another?
We don’t make any referral fee for sending work to this site. We thought it would be too underhand to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.