It is is a decade since I acquired my house in Caversham. Conveyancing solicitors have now been instructed on the sale but I am unable to find my title deeds. Will this cause complications?
You need not be too concerned. First the deeds may be with the lender or they could be in the possession of the conveyancers who oversaw the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Caversham relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who handled the conveyancing in Caversham 10 years ago no longer exist. What are my next steps?
Nowadays there are copies made of almost everything, and your conveyancer will be aware precisely where to look for all the suitable documentation so you may buy or dispose of your property without any difficulty. Where duplicates are not available, your conveyancer may be able to put in place insurance or indemnities protecting you against possible claims on your premises.
I am buying a new build flat in Caversham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Caversham
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There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared.
Due to the encouragement of my in-laws I had a survey completed on a house in Caversham prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies may refuse to grant a loan on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you e-mail us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Caversham. Conveyancing may be slightly more expensive based on your lender's requirements.
What does commercial conveyancing in Caversham cover?
Caversham conveyancing for business premises incorporates a broad range of advice, supplied by regulated solicitors, relating to business property. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
I am using a search engine for the term cheap conveyancing in Caversham it reveals many conveyancersin the vicinity. With so much choice what is the best way to find the right solicitor for me?
The preferential method of finding the right conveyancer is via trusted testimonial, so enquire of colleagues and relatives who have bought a property in Caversham or the reputable estate agent or financial adviser. Charges for conveyancing in Caversham differ, so it's sensible to secure a minimum of three quotes from varying types of companies. Make sure that you clarify that the fees are fixed.