Find a Lender-Approved Local Conveyancer in Cardiff Bay

Ready to buy a new home? Find a law firm approved by your lender.

Our lawyers are committed to delivering the best property conveyancing to Cardiff Bay vendors and purchasers

Reasons to use our Cardiff Bay conveyancing solicitors

  • 1 There is a better than average chance that the other side’s conveyancers are based in Cardiff Bay - if so both parties will be familiar
  • 2 The Cardiff Bay conveyancing practitioners that we work with are dedicated to providing the most cost, efficient and transparent conveyancing service to borrowers, sellers and remortgagors in Cardiff Bay
  • 3 Cardiff Bay lawyers have a crucial edge when it comes to Cardiff Bay conveyancing as they have important local knowledge of local authority requirements, planning policies and other matters that can affect your conveyancing
  • 4 The organisations shown on our directory have a variation of conveyancing lawyers, legal executives and support staff handling thousands of conveyancing matters each year.
  • 5 Cardiff Bay solicitors work in partnership with Cardiff Bay estate agents, developers, surveyors, lenders and other professionals to make sure that a quality service is offered to home movers every step of the way, to ensure you’re kept up to date with progress all the way along

Examples of recent conveyancing in Cardiff Bay since December 2023*

Recently asked questions about conveyancing in Cardiff Bay

Me and my partner are soon to complete on the purchase of a house in Cardiff Bay but as a result of damage from the recent storms I have was able negotiate recompense from the owner in the sum of £3k by way of a deduction in the price. I had intended this to be dealt with as part of a side agreement yet HSBC are not allowing this. Why were they involved?

Your conveyancing practitioner that is on a HSBC approved list is obliged to advise HSBC of any changes to the sale price. If you prohibit your property lawyer to disclose the price change to HSBC then they would have to discontinue acting for you. In addition, HSBC and you would have to appoint a new lawyer for your conveyancing in Cardiff Bay.

Should our solicitor be making enquiries regarding flooding as part of the conveyancing in Cardiff Bay.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Cardiff Bay. There are those who purchase a property in Cardiff Bay, completely aware that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not best placed to offer advice on flood risk, however there are a number of searches that can be initiated by the purchaser or on a buyer’s behalf which will give them a better understanding of the risks in Cardiff Bay. The standard completed inquiry forms supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the vendor to discover whether the property has ever been flooded. If the property has been flooded in past and is not revealed by the seller, then a buyer could commence a claim for damages stemming from an incorrect reply. The buyer’s lawyers should also carry out an enviro search. This should disclose if there is any known flood risk. If so, further inquiries will need to be carried out.

How does conveyancing in Cardiff Bay differ for new build properties?

Most buyers of new build residence in Cardiff Bay come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Cardiff Bay tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cardiff Bay or who has acted in the same development.

I opted to have a survey completed on a property in Cardiff Bay prior to retaining lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some banks may refuse to grant a loan on this type of premises.

It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cardiff Bay. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cardiff Bay to see if the conveyancing costs will increase in light of this.

I work for a reputable estate agent office in Cardiff Bay where we have witnessed a few flat sales jeopardised as a result of short leases. I have received inconsistent advice from local Cardiff Bay conveyancing firms. Can you shed some light as to whether the seller of a flat can instigate the lease extension formalities for the purchaser on completion of the sale?

Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the disposal of the property.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Cardiff Bay Leasehold Conveyancing - A selection of Questions you should consider Prior to buying

    The prefered form of lease structure is a share of the freehold. In this arrangement the lessees benefit from being in charge if their destiny and although a managing agent is usually retained where it is bigger than a house conversion, the managing agent retained by the leaseholders. Plenty Cardiff Bay leasehold properties will be liable to pay a service bill for maintenance of the block set by the management company. If you purchase the flat you will have to meet this charge, normally in instalments throughout the year. This may vary from a few hundred pounds to thousands of pounds for buildings with lifts and large common areas. In all likelihood there will be a rentcharge for you to pay annual, normally this is not a exorbitant sum, say around £25-£75 but you need to check as sometimes it could be many hundreds of pounds. The answer will be important as a) areas could result in problems for the building as the common areas may begin to deteriorate where maintenance are not paid for b) if the leaseholders have an issue with the running of the building you will wish to have all the details

My step-son is embarking on her first house purchase, the home loan was agreed last week in principle. After the seller agreed the offer on the apartment we rang the lender to issue the formal offer. We were shocked to learn that banks do not accept all lawyer, they have to be on a list, is this legal?

Banks normally imposes restrictions either the type or the number of conveyancing practices on their panel. Typical examples of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Cardiff Bay solicitor on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Presumably not.

Last updated

Residential Landlord and Tenant Conveyancing solicitors in Cardiff Bay

The list below is a small selection of solicitors in Cardiff Bay with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on wrongful eviction

  • Spencer Skuse & Potter Limited, 7 Mount Stuart Square, Cardiff, South Glamorgan, CF10 5EE
  • Acuity Legal Limited, 3 Assembly Square, Britannia Quay, Cardiff, South Glamorgan, CF10 4PL
  • Hugh James Involegal Llp, Fusion Point 2, Dumballs Road, Cardiff, South Glamorgan, CF10 5BF
  • Colin Jones Clarke & Hartland Solicitors, Williams House, 11-15 Columbus Walk, Cardiff, South Glamorgan, CF10 4BY
  • Capital Law Llp, Capital Building, Tyndall Street, Cardiff, South Glamorgan, CF10 4AZ

Residential Licensed Conveyancers in Cardiff Bay regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Cardiff Bay but also conveyancing across England and Wales.
  • Countrywide Property Lawyers Limited, Brunel House, CF24 0ZZ
  • West Coast Conveyancing Limited, 9 Kings Road, CF11 9BZ
  • Griffiths Ings Property Lawyers Limited, 9 Kings Road, CF11 9BZ
  • Beverly Davies Penny, Brunswick House, CF5 1LJ
  • Susan Cotter & Co, 63 Merthyr Road, CF14 1DD

Planning law solicitors in Cardiff Bay regulated by the Solicitors Regulation Authority

The solicitors listed below are a small selection of solicitors in Cardiff Bay practicing in planning law. This should include advice on planning applications and appeals
  • Acuity Legal Limited, 3 Assembly Square, Britannia Quay, Cardiff, South Glamorgan, CF10 4PL
  • Hugh James Involegal Llp, Fusion Point 2, Dumballs Road, Cardiff, South Glamorgan, CF10 5BF
  • Capital Law Llp, Capital Building, Tyndall Street, Cardiff, South Glamorgan, CF10 4AZ
  • Insight Law Llp, The Maltings, East Tyndall Street, Cardiff, South Glamorgan, CF24 5EZ
  • Hugh James, Hodge House, 114-116 St. Mary Street, Cardiff, South Glamorgan, CF10 1DY

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.