Having been recommended your organisation we were going to use a conveyancing solicitor in Canvey Island listed using your search tool but have come across alternative costs illustrations via the web appear cheaper – why is this?
There are many firms of websites promoting self styled cheap conveyancing, unfortunately it’s common in such cases for extracosts end up with the final invoice being inflated. According to the Legal Ombudsman charges contained in terms and conditions should be equitable raised The conveyancers that we put forward for conveyancing in Canvey Island genuinely set out all charges for a domestic conveyancing transaction.
At what point can the exchange of contracts occur in domestic conveyancing in Canvey Island and do I need to be at the conveyancers office?
If you are in close proximity to one of the conveyancing solicitors in Canvey Island you are invited in to sign the paperwork. That being said, the law practices we work with provide a national conveyancing service and provide just as diligent and professional a job for you when communicating with you electronically. The executing of the contract is not the point of no return. A signed contract is necessary for the solicitor to officially exchange at the suitable time, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Canvey Island)to be in the office available at the end of the phone to exchange contracts.
I am expecting a AIP from Santander this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Santander recommend any Canvey Island solicitors on the Santander conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Canvey Island solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
I am currently in the process of buying my council flat in Canvey Island. I have a mortgage offer with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I was told four weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Canvey Island is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
Just bought a terraced house in Canvey Island , What is the estimated time for the Land Registry to record the transfer to my name? My Canvey Island conveyancing solicitor works at snail pace, so I want to check the registration formalities are concluded.
There is nothing unique about conveyancing in Canvey Island registration formalities. Rather than based on location, timeframes can vary subject to the party submitting the application, whether there are errors and whether the Land registry need to notify any other persons or bodies. As of today in the region of three quarters of such applications are completed in less than three weeks but occasionally there can be longer hold-ups. Historically registration takes place once the buyer is living at the premises so post completion formalities is not always primary concern but where it is urgent that the the registration takes place urgently then you or your conveyancer could speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Canvey Island is where the house is located. What do you suggest?
Flying freeholds in Canvey Island are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Canvey Island you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canvey Island may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it best to go with a Canvey Island conveyancing solicitor who is local to the property I am buying? I have an old university friend who can carry out the legal formalities but his firm is located 400kilometers away.
The benefit of a local Canvey Island conveyancing practice is that you can attend the office to sign paperwork, hand in your identification documents and pester them if necessary. Having local Canvey Island know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and on the whole were impressed that should trump using an unknown Canvey Island conveyancing solicitor just because they are local.