My partner’s brother is a conveyancer. I am hopeful that I can be offered mate’s fee for conveyancing, but if not, what level of figure should I be expecting for conveyancing in Bexley?
It’s advisable to request 3 or more like-for-like conveyancing quotes. Do use our search tool on this site. You will notice that charges do vary but service levels do differ between conveyancers as is the case with the vast majority of professional services.
Is it correct that all Bexley CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing panel?
It is true that some lenders now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Bexley bank branch on a couple of occasions and was told it does not impact the mortgage offer and they will lend. My Bexley conveyancing solicitor - who is on the bank conveyancing panel- called and was told they would not lend in accordance with their specific requirements. I have no idea who is right.
Your solicitor has to follow the CML Handbook section two provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am due to exchange contracts on my flat. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Yorkshire BS are being a right pain. The Bexley solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
three months have elapsed following my purchase conveyancing in Bexley concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying my first flat in Bexley with the aid of help to buy. The sellers refused to reduce the price so I negotiated 6k of extras instead. The property agent suggested that I not to tell my lawyer about this deal as it will jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the will of my grandfather I am selling a property in Swansea but I am based in Bexley. My conveyancer (who is 250 miles awayhas requested that I sign a statutory declaration prior to completion. Could you suggest a conveyancing lawyer in Bexley to witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Bexley based
Me and mypartner and I are in the market for an affordable conveyancing lawyer in Bexley to help me sell my home. I I am concerned about being overcharged and there's so many Bexley conveyancing solicitors out there...how do I know which one is best to appoint?
Where you’ve never instructed a solicitor before, a trustworthy recommendation from family or friends is a great place to start and is often a good barometer of quality. As an alternative option, take a look at the client testimonials viewable on your conveyancer’s website or make the most of our search facility to choose a conveyancing lawyer in Bexley.