Just been in touch with my conveyancing lawyer in Basildon who conducted the legals two years ago requesting a conveyancing costs illustration based on the same type of home move (a leasehold property and a freehold property) of similar values with a loan from Clydesdale. It looks as though am now being quoted twice the amount. Should I hunt for an alternative firm of conveyancing solicitor?
The costs illustration is slightly on the steep side. If you you were to look around you might decrease the fees slightly by say £100 plus VAT. That being said, providing that you were satisfied with the conveyancing the firm offered you maylive to regret choosing an a cheaper solicitor. Don't forget to check that the solicitor can act for Clydesdale. You can make use of our search tool to find a Basildon conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Basildon.
Do I have to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Basildon so that I can pop in to their offices if necessary.
Nowadays approved lawyers for lenders conduct their work via the post, internet or over the phone. This enables them to conduct the legal work for your home move no matter where you live in England or Wales. However you can see if you have the option of attending the offices of your conveyancing lawyer if you prefer.
My wife and I are purchasing a flat in Basildon. I might seem paranoid but how we can trust a conveyancer? At some point we have to send funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I'm the only beneficiary of my late mum's will with all property in now in my sole name, including the my former home in Basildon. Conveyancing formalities meant that the Land Registry date was in March. I now wish to sell up. I do know about the CML 6 month 'rule', which means that my proprietorship may be regarded the same way as though I had purchased the property in March. Will no one buy the property for half a year?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. many mortgage companies would take a sensible view as this requirement primarily exists to capture subsales or the flipping of property.
The formalities of my remortgage has taken place for my property in Basildon. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
My relative advised me that where I am purchasing in Basildon I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Basildon conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Basildon around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Basildon Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Basildon Education with maps and statistics, Local Amenities and other useful data concerning Basildon.
I have todaybecome aware that Arc property Solicitors have closed. They conducted my conveyancing in Basildon for a purchase of a leasehold apartment 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Basildon conveyancing specialists.
How does conveyancing in Basildon differ for new build properties?
Most buyers of new build property in Basildon contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is built. This is because house builders in Basildon typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Basildon or who has acted in the same development.