We are looking to buy a flat and require a conveyancing solicitor in Ashtead who is on the HSBC conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Ashtead.
I am mortgaging my house in Ashtead, does my lawyer need to be on the Co-operative Conveyancing panel?
There is nothing to stop you using your solicitor, but Co-operative will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
We previously selected conveyancers locally in Ashtead on the Leeds Building Society solicitor panel. They are now charging me a further sum for handling the Leeds Building Society mortgage. Is this an additional conveyancing fee specified by Leeds Building Society?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your conveyancer may charge a fee for this. This fee is not dictated by Leeds Building Society but by your Ashtead conveyancer. Some firms on the Leeds Building Society panel will charge an ‘acting for lender’ fee but many practices include it on their overall fee.
How can we tell if a Ashtead conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Ashtead getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor conducting your transaction.
At last I have had an offer on a maisonette in Ashtead accepted, the sellers do however have an associated purchase. The vendors have offered on somewhere, however it’s not yet tied up, and are looking at other apartments in the pipeline. I have selected a high street conveyancing solicitor in Ashtead. What do I do now? When should I get the mortgage application with Bank of Ireland going?
It is usual to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then valuation, Ashtead conveyancing search charges, etc). First, you must check that your lawyer is on the Bank of Ireland approved list. Regarding the next phase this very much depends on the circumstances of your transaction, desire for this property and on the state of the market. In a hot market some home buyers would apply for the mortgage with Bank of Ireland and pay for the valuation and only if it comes back ok would they ask their property lawyer to move forward with searches.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Ashtead?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Ashtead. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
The estate agent has sent us the confirmation of our purchase of a new build apartment in Ashtead. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Ashtead
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Ashtead is the location of the property. Can you shed any light on this issue?
Flying freeholds in Ashtead are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ashtead you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ashtead may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.