Is the fact that my conveyancer in Ash is not listed on my lender's solicitor panel that there is a problem with the quality of his work?
That is most likely an incorrect assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Ash conveyancing practice and enquire why they are no longer on the approved list for your lender.
We are planning to acquire a flat and need a conveyancing solicitor in Ash who is on the Skipton approved panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in Ash.
Is it necessary to take out insurance to address the risk of chancel repairs when acquiring a residence in Ash?
Unless a prior acquisition of the property completed post 12 October 2013 you may take it that solicitors conducting conveyancing in Ash to continue to recommend a chancel search and or chancel repair liability insurance.
I'm buying my first flat in Ash benefiting from help to buy. The sellers would not budge the amount so I negotiated 6k of additionals instead. The estate agent suggested that I not inform my solicitor about the extras as it would jeopardize my mortgage with Norwich and Peterborough Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Ash ahead of retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some banks may refuse to give a loan on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ash. Conveyancing will be smoother if you use a solicitor in Ash especially if they are acquainted with such properties in Ash.
What does commercial conveyancing in Ash cover?
Non domestic conveyancing in Ash incorporates a wide range of services, offered by regulated solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.