My partner and I have just bought a property in Angmering. We have noticed several issues with the property which we believe were omitted in the conveyancing searches. Is there anything we can do? What searches should? have been carried out for conveyancing in Angmering?
The query is not clear as to the nature of the problems and if they are unique to conveyancing in Angmering. Conveyancing searches and investigations initiated during the buying process are carried out to help avoid problems. As part of the legal transfer of property, the vendor fills in a document called a SPIF. If the information provided is misleading, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Angmering.
We are looking to buy a house and need a conveyancing solicitor in Angmering who is on the UBS approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Angmering.
I am helping my mother sell her property in Angmering. Will the solicitor order the EPC or do I organise this?
Following the abolition of Home Information Packs, EPC’s remained a mandatory component of selling a house. An energy assessment must be commissioned in advance of the property being advertised. This is not as aspect of the sale process that solicitors ordinarily organise. Where you are instructing a Angmering conveyancing practitioner they might be willing to arrange energy assessments due to their relationships with reputable Angmering providers
Forgive me if this question is silly but I am new to the process as a first time buyer of a ground floor flat in Angmering. Do I pick up the keys to the premises on the completion date from my conveyancer? If this is the case, I will use a local conveyancing solicitor in Angmering?
On the day of completion you will not be required to attend the conveyancers office in Angmering. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's lawyers, and once they have received this, you should be invited to pick up the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
We had chosen conveyancing lawyers locally in Angmering on the Bank of Ireland solicitor approved list. They have just billed me an additional fee for dealing with the Bank of Ireland mortgage. Is this a supplemental conveyancing fee specified by Bank of Ireland?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your conveyancing practitioner can charge a fee for this. This fee is not dictated by Bank of Ireland but by your Angmering lawyer. Numerous firms on the Bank of Ireland panel will charge an ‘acting for lender’ fee and others do not.
How does conveyancing in Angmering differ for newly converted properties?
Most buyers of new build property in Angmering come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because developers in Angmering tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Angmering or who has acted in the same development.
I opted to have a survey carried out on a house in Angmering prior to instructing lawyers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some lenders may not issue a loan on such a premises.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Angmering. Conveyancing will be smoother if you use a solicitor in Angmering especially if they regularly deal with such properties in Angmering.
I have recently had an offer accepted on an apartment in Angmering and the mortgage adviser that we are dealing with suggested his conveyancing practitioner. She quoted £1000 excluding VAT and 3rd party costs. Does this sound expensive?
Don't just go on one quote. You should obtain like-for-like quotes for your conveyancing in Angmering. Then choose one that you are comfortable with and just as important, is on the approved panel of the mortgage company that you are sourcing your mortgage from.