We are intent on selling our property in Aigburth and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A high street Aigburth lawyer would know this is not the case. It does beg the question why the purchasers used a national conveyancing firm rather than a conveyancing solicitor in Aigburth. Having lived in Aigburth for many years we know of no issue. Should we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Me and my brother own a renovated Victorian property in Aigburth. Conveyancing practitioner represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Aigburth and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing practitioner who completed the work.
I am purchasing my first flat in Aigburth with a mortgage from Yorkshire Building Society. The developers would not reduce the price so I negotiated £7000 of extras instead. The property agent advised me not inform my lawyer about this extras as it will put at risk my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Aigburth ahead of appointing lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some banks will not give a loan on this type of home.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Aigburth. Conveyancing may be slightly more expensive based on your lender's requirements.
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I am searching for an affordable conveyancing lawyer in Aigburth to buy a apartment. I really don't want to get ripped off and there's plenty Aigburth conveyancing solicitors out there...who's the best?
Where you’ve not used a property lawyer in the past, a personal recommendation through family or friends is a great place to start and is often a good barometer of quality. Alternatively, do review the client testimonials presented on your solicitor’s website or make the most of our search tool to find a conveyancing solicitor in Aigburth.